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Points provide lots of redemption possibilities.

Not sure if you’ll want to go on a vacation in the near future? Maybe cash is the best option for now...or a gift certificate for a special birthday. Credit cards with points give you a wide variety of options and points are easy to earn. Just use your card for purchases.

'Earn Rewards with your everyday purchases

Whenever you shop with your credit card with points, you're getting more than just the items you purchase. You earn points with your purchases – from 1 point for every $1 you spend to 1.25 points for every $1, depending on the card you choose*. The range of redemption options includes:

  • Cash
  • Brand-name merchandise
  • Gift certificates
  • Travel
  • Discounted lodging & online shopping

*Options vary with different cards.

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Bank of America® Accelerated Rewards® American Express® Card

'Bank of America® Accelerated Rewards® American Express® Card' product image
  • Earn rewards faster than the Bank of America Rewards™ American Express Card with 1.25 points for every net retail purchase dollar§
  • 0% Introductory APR only for Purchases, Balance Transfers and Direct Deposits for up to 10 billing cycles (for qualified applicants)
  • No annual fee and the flexibility to pay over time
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Bank of America® World MasterCard® Credit
Card with WorldPoints® Rewards

'Bank of America® World MasterCard® with WorldPoints® Credit Card Rewards' product image
  • Earn 1 point for every $1
    you spend in purchases
  • Redeem points for travel
    with no blackout dates
  • Shop the WorldPoints® Mall for bonus points and special retail discounts
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BankAmericard Power Rewards®
Visa Signature® Card

'BankAmericard Power Rewards® Visa Signature® Card product image
  • 0% Introductory APR† only for Purchases, Balance Transfers and Direct Deposits for up to 10 billing cycles (for qualified applicants)
  • Earn triple points on gas, grocery, or drug store purchases for the first six months§§
  • No Annual Fee
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Credit Cards that let You Earn Points

Click any link below for a quick credit card overview.