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This table makes it easy to compare the many benefits offered by our most popular credit cards. Most have a low introductory APR offer on balance transfers and cash advance checks for the first 10 billing cycles, and include a combination of other benefits.

Earn up to 20% cash back when you shop online with the Add It Up® program using any Bank of America credit card.

 
 
 
 
 
BankAmericard Power Rewards® Visa Signature® Card
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1 point per $1 in retail purchases and 3 points for every $1 spent on gas, grocery and drugstore purchases for the first 6 months§§ Cash back rewards can be redeemed in the form of a statement credit, direct deposit, check or pay down your eligible Bank of America mortgage. Rewards start at 2,500 points. Points are redeemable for travel with no blackout dates Points are redeemable for Ultimate Access® rewards – an exclusive benefit gives you the ability to redeem your points for access to sports and entertainment personalities, VIP access, unique memorabilia, and once-in-a-lifetime experiences

Free 24/7 Concierge Service
Power Rewards® Mall – Get Bonus Points and Discounts at more than 200 of your favorite online retailers
BankAmericard Cash Rewards™
Visa Signature® Card

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Earn 1% cash back on retail purchases and 3% cash back on gas, grocery and drugstore purchases for the first 6 months§§§ Redeem cash rewards for a statement credit, directly deposited into any checking or savings account, or issued as a check

Cash bonus of 25% for all redemptions of $300 or more
  Use rewards to pay down your Bank of America mortgage, home equity loan or home equity line of credit Add It Up® - Earn up to 20% cash back at 270 retailers on the Add It Up website.
Bank of America® Accelerated Cash Rewards™ American Express® Card
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Earn 1.25% for every dollar you spend in net retail purchases Cash back rewards can be redeemed in the form of a statement credit, direct deposit or check   Free 24/7 Concierge Service Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
Bank of America® Accelerated Rewards® American Express® Card
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Earn 1.25 Points for every dollar you spend in net retail purchases Points are redeemable for cash Travel with no blackout dates Points are redeemable for Ultimate Access® rewards – an exclusive benefit gives you the ability to redeem your points for access to sports and entertainment personalities, VIP access, unique memorabilia, and once-in-a-lifetime experiences

Free 24/7 Concierge Service
Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more
Virgin Atlantic American Express® Card from Bank of America
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Earn 3 miles per $1 spent on Virgin Atlantic purchases, and 1.5 miles per $1 spent in retail purchases   Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners 20,000 Flying Club bonus miles after your first retail purchase. Earn up to 2 tier points per month for accelerated Flying Club status Earn 2,500 bonus miles for each additional Cardmember added (max 2)
World MasterCard® Credit Card With WorldPoints® Rewards
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Earn 1 Point for every dollar you spend in net retail purchases Points are redeemable for cash Points are redeemable for travel with no blackout dates Ultimate Access® rewards – an exclusive benefit gives you the ability to redeem your points for access to sports and entertainment personalities, VIP access, unique memorabilia, and once-in-a-lifetime experiences WorldPoints® Mall – Get Bonus Points and Discounts at more than 200 of your favorite online retailers